FAMILY COACHING . AGES 7 - 19
Money conversations, shared goals and practical next steps
Family coaching gives young people and their parent or carer a supportive space to explore money, choices, habits, goals and ideas together. It can help families build shared understanding, practise clearer conversations and agree small next steps that feel realistic.
For young people aged 7–19, with a parent or carer involved.
20 minutes · Online · No commitment
Who is family coaching for?
Family coaching may be useful whether you are starting early with everyday money habits, supporting a teenager’s growing independence, or looking for a clearer way to make decisions together. The focus is on shared understanding, age-appropriate conversations and practical next steps.
You might find it useful if:
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You want to talk about money in a clearer, age-appropriate way.
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You want to support saving, spending, pocket money or online choices.
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Your family is navigating a new stage, such as first bank card, earning, college, university, work or an apprenticeship.
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You want to explore a goal, idea or next step together.
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You want practical steps that everyone understands.
It could be a good fit if:
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You want a neutral space where both the young person and parent/carer can be heard.
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You prefer practical conversation rather than lectures, judgement or lots of homework.
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You want support that respects the young person’s growing independence.
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You are open to trying small steps between sessions.
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You want guidance without being told exactly what your family should do.
What could we explore together?
Every family brings something different. Sessions can focus on everyday money habits, bigger decisions, future goals, or the conversations that help everyone understand their role.
Everyday money habits
Spending, saving, pocket money, tracking money, making choices and noticing patterns without judgement.
Online spending and subscriptions
Talking through in-app purchases, subscriptions, card use, online shopping and how to pause before spending.
Family expectations
Exploring what feels fair, what support looks like, and how expectations can be made clearer for everyone.
Growing independence
Supporting young people as they start using cards, earning money, travelling more or planning their next step.
Shared goals and next steps
Helping families think through what a young person wants to save for, work towards, create or try.
Ideas with family support
Exploring creative ideas, small projects, side hustles or enterprise thinking with practical support around them.
These are examples, not a checklist. The free chat can help you decide where your family would like to begin.
What family coaching feels like
Family coaching is a guided conversation, not a lecture. The aim is to create enough structure for everyone to think clearly, share openly and leave with practical next steps.
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Young person centred
The young person’s voice matters. Sessions are shaped around their age, confidence, goals and readiness.
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Shared, not one-sided
Parents and carers are part of the conversation, but the focus is not on blaming, fixing or taking over.
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Practical and paced
We slow things down, explore what matters, and agree small steps that feel realistic for your family.
Flaem uses the SPARK Framework as a flexible guide, so sessions have structure while still being shaped around the young person, their family and what matters most to them.
Ways to work together
Family coaching starts with a free chat to understand what you are looking for and whether this is the right fit. If it feels helpful, you can then book a family coaching session online.
Start with a free chat
A 20-minute online chat to ask questions, share what you are looking for and see if family coaching feels right.
Have a family session
Family coaching sessions are up to 90 minutes and include the young person and their parent or carer.
Cost and family size
Sessions start from £300 for up to two people. Additional family members are £50 each, up to four people total.
For under-18s, parent or carer involvement and consent are required. The free chat helps make sure the process is clear, age-appropriate and responsibly delivered.
A note on family conversations
Family coaching works best when everyone understands the purpose of the sessions, who is involved and where coaching can support.
Parent and carer involvement
For under-18s, parent or carer involvement and consent are required. Sessions are designed to keep the young person’s voice central while making sure the process is appropriate, transparent and responsibly delivered.
What coaching does not cover
Flaem coaching is educational and developmental. It is not financial advice, therapy, tutoring, debt advice or specialist support. If another type of support would be more appropriate, this can be discussed during the free chat.
Family coaching FAQs
A few common questions about how family coaching works.
Ready to explore family coaching
Start with a free 20-minute online chat. It is a chance to ask questions, share what you are looking for and see whether family coaching feels like the right fit for your young person and family.
No commitment. Just a first conversation to help you decide what feels right.