Flaem Adventures

Understand money. Build ideas. Create your future

Penny, a Flaem guide character, welcoming readers to a lesson about managing financial risk

Managing Risk with Money: Protecting Yourself from Fraud and Identity Theft

Fraud isn’t about being careless — it’s about pressure, emotion, and timing. This lesson shows you how to spot scams, protect your identity, and stay one step ahead.

Mentor Perspective

Mar 45 min read

Ju Won studies at a desk while checking her phone, pausing to think before responding to a message.

Ju Won's Unusual Messages

A routine message. A calm phone call. Nothing dramatic - but something doesn’t quite fit. In this episode, Ju Won navigates smishing and vishing scams, and learns why verification matters even when there’s no urgency.

Risk & Responsibility

Jan 143 min read

Ju Won sits on a park bench reviewing her handwritten budget notebook, thoughtfully planning her finances after her income changes.

Ju Won's Balance Shift

When Ju Won’s income shifts unexpectedly, she realises that managing money isn’t just about knowing the numbers — it’s about planning ahead. In this story, you’ll explore how to budget as a teen, track spending, and adapt when circumstances change.

Making and Managing Money

Dec 10, 20254 min read

Flaem Adventures

Managing Risk with Money: Protecting Yourself from Fraud and Identity Theft

Ju Won's Unusual Messages

Ju Won's Balance Shift

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